At Risk Shields, our mission is simple yet powerful: to provide affordable and reliable life insurance and financial solutions for families across the United States—especially those in underserved and underrepresented communities.

With over 57% of Hispanic adults still without life insurance, we are committed to closing the coverage gap through education, trust, and culturally aware service.

We believe every family deserves financial security, regardless of background or immigration status. That’s why we prioritize community engagement and personalized support, empowering families to safeguard their loved ones—today, tomorrow, and for generations to come.

Our groundbreaking Tribrid Model.

We combine the best aspects of broker, captive, and independent models into one, providing:

• For clients: a broad spectrum of customized financial solutions and individualized service.
• For agents: independence and flexibility to thrive, along with mentoring and support.

This fresh approach has made us one of the fastest-growing MGAs in Canada, and now we are bringing it to the USA. We are not just selling policies. We are delivering real solutions to build financial security for families and businesses.

Combining the best elements of the conventional captive model with broker flexibility, we created a unique Independent Marketing Organization (IMO) in the USA in 2019.